.explain-visual{margin:30px 0;padding:24px;border:1px solid var(--line);border-radius:16px;background:linear-gradient(145deg,#f7fbfb,#fff)}.explain-visual figcaption{margin-bottom:20px}.explain-visual figcaption b{display:block;font:600 18px var(--head);color:var(--navy)}.explain-visual figcaption span{display:block;color:var(--muted);font-size:14px;margin-top:3px}.cycle{display:grid;grid-template-columns:repeat(4,1fr);align-items:center;gap:28px}.cycle-step{position:relative;text-align:center;background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 10px;color:var(--navy);font-weight:700}.cycle-step small{display:block;color:var(--muted);font-weight:500;margin-top:4px}.cycle-step:not(:last-child)::after{content:"→";position:absolute;right:-23px;top:50%;transform:translateY(-50%);color:var(--teal-dark);font-size:22px}.cycle-return{display:flex;justify-content:center;align-items:center;gap:10px;color:var(--teal-dark);font-weight:700;margin-top:17px}.cycle-return::before,.cycle-return::after{content:"";height:1px;background:#9fded4;flex:1}.leverage{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;align-items:end}.lever{border-radius:12px 12px 6px 6px;padding:16px 13px;background:#e9eff4;color:var(--navy);min-height:112px}.lever:nth-child(2){min-height:142px;background:#d8f2ee}.lever:nth-child(3){min-height:172px;background:#8cddd0}.lever:nth-child(4){min-height:202px;background:var(--navy);color:#fff}.lever em{display:block;font-style:normal;font-size:12px;opacity:.72}.lever b{display:block;margin:7px 0}.lever span{font-size:12px;line-height:1.35;display:block}.comparison{display:grid;grid-template-columns:1fr 1fr;gap:14px}.compare-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px}.compare-card h4{margin:0 0 14px;color:var(--navy)}.mini-chart{height:150px;position:relative;border-left:2px solid #cbd5df;border-bottom:2px solid #cbd5df;margin:0 8px 22px}.mini-chart::before{content:"Einkommen";position:absolute;left:-7px;top:-19px;color:var(--muted);font-size:11px}.mini-chart::after{content:"Zeit";position:absolute;right:-5px;bottom:-20px;color:var(--muted);font-size:11px}.line{position:absolute;left:5%;bottom:5%;width:88%;height:5px;background:var(--teal);transform-origin:left center;border-radius:5px}.linear .line{transform:rotate(-31deg)}.system .line.one{transform:rotate(-14deg);width:37%;background:#98a9ba}.system .line.two{left:36%;bottom:14%;width:58%;height:7px;transform:rotate(-49deg);background:var(--teal)}.compare-card p{font-size:13px;color:var(--muted);margin:0}.visual-rule{text-align:center;margin-top:18px;font-weight:700;color:var(--navy)}@media(max-width:700px){.cycle{grid-template-columns:1fr;gap:28px}.cycle-step:not(:last-child)::after{content:"↓";right:auto;left:50%;top:auto;bottom:-28px;transform:translateX(-50%)}.leverage{grid-template-columns:1fr;align-items:stretch}.lever,.lever:nth-child(2),.lever:nth-child(3),.lever:nth-child(4){min-height:0}.comparison{grid-template-columns:1fr}.explain-visual{padding:18px}}