.planner-hero{padding:58px 0 48px;background:linear-gradient(125deg,#edf9f7,#fff)}.planner-hero h1{max-width:900px;margin:12px 0 16px;color:var(--navy);font:700 clamp(35px,5vw,57px)/1.1 var(--head);letter-spacing:-2.5px}.planner-hero p{max-width:780px;color:var(--muted);font-size:19px;line-height:1.6}.planner-content{padding-top:42px}.million-tool{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(280px,.75fr);gap:20px;align-items:start}.planner-inputs,.planner-results,.plan-explain,.plan-grid article{border:1px solid var(--line);border-radius:16px;background:#fff}.planner-inputs{padding:28px}.planner-title{display:flex;gap:14px;align-items:flex-start}.planner-title>span,.plan-grid article>span{display:grid;place-items:center;flex:none;width:34px;height:34px;border-radius:50%;background:var(--teal);color:var(--navy);font-weight:800}.planner-title h2,.plan-grid h2{margin:0;color:var(--navy);font:600 23px/1.3 var(--head)}.planner-title p{margin:5px 0 20px;color:var(--muted)}.input-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.input-grid label{color:var(--navy);font-size:13px;font-weight:700}.input-grid input,.input-grid select{display:block;width:100%;box-sizing:border-box;margin-top:6px;padding:12px;border:1px solid #cad7dd;border-radius:9px;background:#fff;color:var(--navy);font:600 15px var(--body)}.input-grid small{display:block;margin-top:5px;color:var(--muted);font-size:11px;line-height:1.4}.input-grid .hidden{display:none}.planner-results{position:sticky;top:20px;padding:27px;background:var(--navy);color:#fff}.result-kicker{color:var(--teal);font-size:11px;font-weight:800;letter-spacing:1.4px}.planner-results>strong{display:block;margin-top:12px;color:#fff;font:700 43px/1 var(--head)}.planner-results>b{display:block;margin-top:7px;color:#b8c7d7;font-size:13px}.result-divider{height:1px;margin:22px 0;background:#2b4263}.planner-result{display:flex;justify-content:space-between;gap:12px;padding:8px 0;color:#b8c7d7;font-size:13px}.planner-result b{color:#fff;text-align:right}.planner-result.accent{margin-top:10px;padding:13px;border-radius:9px;background:#0b3f59}.planner-result.accent b{color:var(--teal)}.plan-explain{margin-top:24px;padding:28px}.price-ladder{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:10px}.price-step{padding:18px 10px;border-radius:11px;background:#f4f8f9;text-align:center}.price-step b,.price-step span{display:block}.price-step b{color:var(--navy);font:700 18px var(--head)}.price-step span{margin-top:7px;color:var(--muted);font-size:12px}.plan-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:24px}.plan-grid article{padding:28px}.plan-grid h2{margin-top:14px}.plan-grid p{color:#405069;font-size:16px;line-height:1.65}.mini-flow{display:flex;align-items:center;gap:7px;flex-wrap:wrap;margin-top:18px}.mini-flow div{padding:9px;border-radius:8px;background:#edf8f6;color:var(--navy);font-size:12px;font-weight:700}.mini-flow i{color:var(--teal-dark);font-style:normal;font-weight:800}.action-steps{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:9px;padding:0;list-style:none}.action-steps li{padding:16px;border:1px solid var(--line);border-radius:10px}.action-steps b,.action-steps span{display:block}.action-steps b{color:var(--navy);font-size:14px}.action-steps span{margin-top:6px;color:var(--muted);font-size:12px;line-height:1.4}.planner-note{margin-top:24px;padding:22px;border-radius:11px;background:var(--mint)}.planner-note b{color:var(--navy);font:600 17px var(--head)}.planner-note p{margin-bottom:0;color:#405069;line-height:1.6}@media(max-width:900px){.million-tool{grid-template-columns:1fr}.planner-results{position:static}.price-ladder{grid-template-columns:repeat(3,1fr)}.action-steps{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.planner-inputs,.planner-results,.plan-explain,.plan-grid article{padding:20px}.input-grid,.plan-grid{grid-template-columns:1fr}.price-ladder{grid-template-columns:1fr 1fr}.planner-results>strong{font-size:36px}.action-steps{grid-template-columns:1fr}}